Banking Software That Modernizes Without Disruption
Upgrade legacy systems, launch digital channels, and maintain regulatory compliance while keeping operations running smoothly.
👋 Talk to a banking software expert.
Trusted and top rated tech team
Digital customers, compliance-heavy operations
Bank customers expect mobile deposits, instant transfers, and real-time notifications. Your core systems, compliance requirements, and change management processes weren’t designed for that pace. We build digital banking experiences on top of existing infrastructure, integrate with core systems, and deliver audit-ready documentation throughout.
Our capabilities include:
- Digital and mobile banking application development
- Core banking system integration and modernization
- Regulatory compliance and audit documentation
- Open banking and third-party API integration
- Legacy system migration and data conversion
- Security infrastructure and fraud prevention
Who we support
We work with banking institutions where customer expectations outpace legacy infrastructure, compliance requirements slow every initiative, or digital transformation stalled due to integration complexity.
Regional Banks Ready to Compete Digitally
Customers compare your mobile app to Chase and fintechs. Your core banking system limits what you can build, and every feature requires months of compliance review. Digital capabilities don't have to mean replacing infrastructure that works.
Credit Unions Serving Member Expectations
Members want the convenience of digital banking with the service they joined for. Limited IT resources and vendor dependencies make modernization feel out of reach. The right partner understands those constraints.
Community Banks With Compliance Burden
Every software change triggers audit documentation and regulatory review. Innovation stalls because compliance overhead makes small improvements expensive. Development processes with compliance built in reduce that friction.
Ways to engage
We offer a wide range of engagement models to meet our clients’ needs. From hourly consultation to fully managed solutions, our engagement models are designed to be flexible and customizable.
Staff Augmentation
Get access to on-demand product and engineering team talent that gives your company the flexibility to scale up and down as business needs ebb and flow.
Retainer Services
Retainers are perfect for companies that have a fully built product in maintenance mode. We'll give you peace of mind by keeping your software running, secure, and up to date.
Project Engagement
Project-based contracts that can range from small-scale audit and strategy sessions to more intricate replatforming or build from scratch initiatives.
We'll spec out a custom engagement model for you
Invested in creating success and defining new standards
At Curotec, we do more than deliver cutting-edge solutions — we build lasting partnerships. It’s the trust and collaboration we foster with our clients that make CEOs, CTOs, and CMOs consistently choose Curotec as their go-to partner.
Why choose Curotec for banking software?
Banking technology projects fail when development teams don’t understand compliance requirements or integration complexity with legacy core systems. We build with audit documentation from the start, test against your existing infrastructure, and deliver incrementally so operations never stop. Your institution gets modern capabilities without the modernization risk.
1
Extraordinary people, exceptional outcomes
Our outstanding team represents our greatest asset. With business acumen, we translate objectives into solutions. Intellectual agility drives efficient software development problem-solving. Superior communication ensures seamless teamwork integration.
2
Deep technical expertise
We don’t claim to be experts in every framework and language. Instead, we focus on the tech ecosystems in which we excel, selecting engagements that align with our competencies for optimal results. Moreover, we offer pre-developed components and scaffolding to save you time and money.
3
Balancing innovation with practicality
We stay ahead of industry trends and innovations, avoiding the hype of every new technology fad. Focusing on innovations with real commercial potential, we guide you through the ever-changing tech landscape, helping you embrace proven technologies and cutting-edge advancements.
4
Flexibility in our approach
We offer a range of flexible working arrangements to meet your specific needs. Whether you prefer our end-to-end project delivery, embedding our experts within your teams, or consulting and retainer options, we have a solution designed to suit you.
What we build for banking institutions
Mobile & Online Banking
Core System Integration
Compliance & Audit Tooling
Open Banking & API Development
Loan & Credit Platforms
Security & Fraud Prevention
Tools & technologies for banking software
Core Banking Platforms & Integration
Our engineers integrate digital experiences with core banking systems and middleware that power your existing operations.
- Temenos Transact — Core banking platform with APIs for digital channel integration, account management, and transaction processing
- FIS Modern Banking Platform — Cloud-native core system with real-time processing and open architecture for third-party integrations
- Fiserv DNA — Account processing platform for banks and credit unions with configurable workflows and digital banking connectivity
- Oracle FLEXCUBE — Universal banking solution with comprehensive APIs for lending, deposits, and payments integration
- Jack Henry Symitar — Credit union core platform with member-centric features and digital banking integration capabilities
- MuleSoft Anypoint — Integration platform that connects core banking systems with digital channels and third-party services
Mobile & Web Development
Curotec builds customer-facing applications with frameworks optimized for security, performance, and cross-platform deployment.
- React Native — Cross-platform framework for building iOS and Android banking apps with native performance and shared codebase
- Swift — Apple’s language for iOS banking applications with strong security features and native device integration
- Kotlin — Modern Android development language with null safety and concise syntax for secure banking applications
- Angular — Enterprise web framework for building online banking portals with robust security and maintainable architecture
- React — JavaScript library for responsive banking dashboards and customer-facing web applications with component reusability
- Flutter — Google’s UI toolkit for cross-platform banking apps with fast development cycles and consistent user experience
Security & Authentication
Our teams implement identity verification, encryption, and access controls that meet banking security standards and regulations.
- OAuth 2.0 & OpenID Connect — Industry-standard protocols for secure authorization and identity verification in banking applications
- Okta — Identity management platform with multi-factor authentication, single sign-on, and adaptive security policies
- Ping Identity — Enterprise identity solution with biometric authentication, fraud detection, and regulatory compliance features
- AWS KMS — Key management service for encrypting sensitive banking data with audit trails and access controls
- HashiCorp Vault — Secrets management platform for securing API keys, credentials, and encryption keys in banking infrastructure
- BioCatch — Behavioral biometrics platform that detects fraud by analyzing user interaction patterns during banking sessions
Compliance & Reporting Tools
Curotec deploys audit logging, regulatory reporting, and documentation systems that reduce manual compliance overhead.
- Workiva — Regulatory reporting platform for SOX compliance, audit documentation, and financial disclosure management
- LogicGate — Risk and compliance management platform with automated workflows for audit tracking and regulatory requirements
- ServiceNow GRC — Governance, risk, and compliance solution for policy management, audit trails, and regulatory monitoring
- Hyland OnBase — Document management system for compliance records, audit evidence, and regulatory filing automation
- Wolters Kluwer OneSumX — Banking regulatory reporting solution for FFIEC, BSA/AML, and financial compliance requirements
- Splunk — Log analysis platform for security monitoring, compliance auditing, and real-time event tracking across banking systems
API & Integration Platforms
Our engineers connect banking systems with third-party services, payment networks, and open banking platforms through secure APIs.
- Plaid — Financial data network for account linking, balance checks, and transaction data with bank-level security
- Yodlee — Account aggregation platform for connecting customer financial accounts and enabling open banking services
- MX — Financial data platform with account verification, transaction enrichment, and personal finance insights
- Finicity — Open banking API for account verification, payment initiation, and credit decisioning integrations
- Apigee — Google’s API management platform for building, securing, and monitoring banking APIs at scale
- Kong Gateway — API gateway for managing third-party integrations with rate limiting, authentication, and traffic control
Cloud & Infrastructure
Curotec configures cloud environments with the security controls, redundancy, and compliance certifications banking requires.
- AWS GovCloud — Isolated cloud region with FedRAMP and banking compliance certifications for sensitive financial workloads
- Microsoft Azure — Enterprise cloud platform with financial services compliance blueprints and hybrid deployment options
- Google Cloud — Cloud infrastructure with banking-grade security, real-time analytics, and AI/ML capabilities for financial services
- IBM Cloud for Financial Services — Industry-specific cloud with built-in controls for regulatory compliance and risk management
- Kubernetes — Container orchestration for deploying banking applications with high availability and automated scaling
- Terraform — Infrastructure as code tool for consistent, auditable cloud deployments across banking environments
FAQs about banking software development
How do you handle regulatory compliance?
We build audit trails, documentation, and access controls into every project from the start. Deliverables include compliance documentation for regulators, and our processes align with FFIEC, SOX, and BSA/AML requirements.
Can you integrate with our core banking system?
Yes, we work with major platforms like Temenos, FIS, Fiserv, Jack Henry, and Oracle FLEXCUBE. Our team connects digital channels to existing infrastructure without requiring core system replacement.
How long does a mobile banking project take?
Basic mobile banking apps with core functionality deploy in 12-16 weeks. Full-featured applications with advanced integrations and compliance requirements typically run 6-9 months.
What security standards do you follow?
We implement OAuth 2.0, encryption at rest and in transit, multi-factor authentication, and role-based access controls. Our security practices align with FFIEC guidance and banking industry standards.
Can you work with our existing vendors?
Yes, we coordinate with core system vendors, compliance consultants, and other technology partners. Our team integrates with your existing processes rather than requiring you to change them.
What happens after launch?
Banking software requires ongoing maintenance for security patches, compliance updates, and feature additions. We offer retainer engagements that keep your applications current without rebuilding institutional knowledge each time.
Ready to have a conversation?
We’re here to discuss how we can partner, sharing our knowledge and experience for your product development needs. Get started driving your business forward.
